RESIDENTIAL REAL ESTATE · QUÉBEC

Invest smarter. See the numbers.

Estimate rental income, financing costs and cash flow for a duplex, triplex or fourplex.

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01

Your property

CAD · Canadian dollars
PROPERTY TYPE

Changing property type loads illustrative sample figures.

OCCUPANCY
CAD
$100,000$3,000,000
10%
10%100%

4.50%
0%15%

25-year amortization · Monthly payments · Nominal rate compounded semi-annually.

02

Monthly rents

Enter the potential rent for each unit.

Your selected residence is excluded from rental income, even when its potential rent is entered.

03

Annual expenses

CAD / year
3%

YOUR ESTIMATED MONTHLY CASH FLOW
−$2,575/mo

NOI / YEAR$27,560
CAP RATE3.1%
SIMPLIFIED CASH-ON-CASH−33.5%
04

Operating expense breakdown

Per year
05

Annual income & costs

CAD / year
06

Mortgage & investment summary

Cash-on-cash is simplified: it includes down payment and premium tax, but excludes closing costs. The owner-occupied unit rent is excluded. Preset figures are illustrative, not market quotes.

Assumptions & official sources

Model: 25-year amortization, monthly payments, nominal rate compounded semi-annually. Property appreciation, income tax, refinancing and closing costs are not modelled. Insurance rules and premium tax can change; verify current rules before relying on an estimate.